Why is Auto insurance important?

Why is Auto insurance important?

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Besides being a legal requirement, auto insurance covers expenses if a car is damaged, or if someone is injured in an accident. A basic auto insurance policy has the following coverage options:

Comprehensive coverage: It covers losses and damages that are not caused a collision. This may include weather, vandalism, theft, and more.

Collision Coverage: This policy pays for damages to your vehicle when you are at fault in an accident. Some lenders will require this if you are taking a loan to pay off your vehicle.

Bodily injury liability: If you are responsible for an accident and cause bodily injury to a third party, this coverage meets the expenses that might arise.

Property damage liability: It pays for property that you damage while using your car. The property can be another car, a fence, or a building among more.

Under-insured and uninsured motorist coverage: Under-insured motorist coverage protects you when you are involved in an accident, and the responsible driver doesn't have enough insurance while uninsured motorist insurance protects you if the driver is not insured. If included, it can protect you in a hit and run case.

Drive your car with confidence. Call or visit our at Woodfield Insurance today to get an auto insurance policy.

We are ready to work with you and make sure you get a policy that meets your insurance needs. Contact us for a quote.